Loan
Processing and Underwriting
To assist the needs of lower-income families, the Agency may make
available amortized or deferred loans. The responsibility of making
prudent loans, coupled with the Agency's objective to assist lower
income families whenever possible, must be balanced carefully in
terms of an underwriting analysis. AmeriNational has substantial
experience processing and underwriting to the unique criteria of
affordable housing programs.
AmeriNational underwrites loans for single-family, multi-family
and commercial loans. Based upon our experience gained from working
closely with municipal clients throughout the country, we have a
thorough understanding of the unique needs specific to the industry.
We understand the specifications needed to comply with CDBG, HOME
and LIHTC programs, among others. This experience has enabled us
to provide tailored programs and services that meet and exceed the
requirements of our valued clients.
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