“The effective and professional servicing of mortgages has always been a challenge
for Habitat affiliates. As the legal requirements expected of mortgage servicers
increases, it becomes much more important that Habitat affiliates focus on their
core competencies and use licensed professionals to manage the technical aspects
of mortgage payments. I am very pleased that AmeriNational has provided this service
to all NYS affiliates at an affordable price—regardless of the size of their portfolio.
This service will meet a critical need and assist us in meeting the needs of families.”
Welcome to AmeriNational Community Services
AmeriNational’s sole focus is government based economic development and affordable
housing. Our vision statement is to
“Play an integral role in increasing the availability and quality of affordable
Our clients include government agencies, Habitat for Humanity affiliates, financial institutions and non-profits.
We offer a comprehensive menu of services that have been customized to meet our
client’s needs. Services offered to support our clients include:
- Loan Servicing:
AmeriNational is an experienced loan servicer providing the tasks of payment collection,
processing and remittance, delinquency notices, escrow administration, 1098 reporting,
and other back-office functions necessary in effectively administering a loan program.
- Credit Underwriting and Program Delivery:
We are committed to helping our clients deliver affordable housing in their communities…Let
us assist you in your program development, application intake, credit underwriting
and document preparation and closing activities.
- Compliance Monitoring:
AmeriNational provides Davis-Bacon and state prevailing wage compliance, LIHTC and
state program compliance services, housing quality inspections, and financial monitoring
services. Learn More
One of the most valued aspects of AmeriNational’s servicing system is LoanLink,
an internet tool that allows both our clients and their borrowers access to loan
information. LoanLink is provided at no extra cost to our clients or their borrowers.
- Multifamily Housing Services:
AmeriNational has combined the services above to a comprehensive package of multifamily
servicing, beginning with credit underwriting and financial analysis, through construction
and rehabilitation, to permanent loan servicing and compliance monitoring.
- Funds Disbursement:
AmeriNational provides a unique funds disbursement service through its parent company,
American Bank. We are experienced with the multiple funding sources used in affordable
housing programs and can tailor our services to prioritize the disbursement of funds
as requested. Learn More
Click here for options that may be available to avoid foreclosure.